New Construction in Panama City If you're about to build the home of your dreams, why not install the most dynamic and high-end heating and cooling system on the market today? A recently constructed home comes with a certain peace of mind that's unmatched among formerly owned homes. Installing a WaterFurnace geothermal system can transfer that peace of mind to your heating and cooling system as well. Combining a geothermal system in your newly constructed home means you can roll the cost into your monthly mortgage payment. Your savings in operating costs will typically offset the increase in mortgage payment - which means you may see an increase in cashflow!